Works with Capital One?

Cash advance apps and Capital One

What each app’s own help center says about Capital One, quoted, with the real cost of a $100 advance next to it. Checked 2026-10-18.

Apps that say they work with Capital One

Cash App Borrow
“Your money is deposited instantly in your Cash balance.” Source
Chime SpotMe and MyPay156% APR on $100 / 7 days, instant
“Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.” Source
Varo Advance487% APR on $100 / 7 days, instant
“All Varo Advance repayments are made from your Varo Bank Account.” Source

Apps that don’t say

Albert, Brigit, Cleo, DailyPay, Dave, EarnIn, FloatMe, Klover, MoneyLion, Payactiv, Possible Finance, Tilt (formerly Empower). We found no statement about Capital One in their help centers or terms. That doesn’t mean they won’t work; ask the app before paying a membership or fee.

Before you link a bank account: most apps take the advance back automatically on payday. If the money isn’t there, your bank may charge its own fees. See cheaper options if you’re covering a one-off gap.